Alliant Credit Union Credit Card Offerings

Alliant Credit Union offers three core credit cards, each tailored to different goals—cashback, balance transfers, and rewards:

Alliant Cashback Visa® Signature Credit Card

• Rewards: Up to 2.5% cash back on the first $10,000 in purchases annually; 1.5% thereafter.
• Perks: No annual fee; no foreign transaction fees; Visa Signature benefits (travel insurance, purchase protection).
• APR: 16.49%–26.49% variable.
• Digital: Works with Google Pay™, Apple Pay™, and Samsung Pay™ for tap‑to‑pay convenience. Alliant Credit Union

Alliant Visa® Platinum Credit Card

• Intro APR: 0% for 12 months on purchases and balance transfers.
• Standard APR: 14.49%–26.49% variable after promo.
• Fees: $0 annual fee; 2% balance transfer fee ($5 min).
• Differentiator: Ideal for consolidating high‑interest debt and building credit without rewards. Alliant Credit UnionAlliant Credit Union

Alliant Visa® Platinum Rewards Credit Card

• Rewards: 2x points per $1 on all purchases (points worth $0.01 each).
• Bonus: 5,000 bonus points after spending $500 in the first three billing cycles (worth $50).
• Intro APR: 0% for 12 months on purchases and balance transfers.
• Ongoing APR: 13.24%–23.24% variable.
• Fees: $0 annual fee; balance transfer fee of either $5 or 2% of the transfer amount, whichever is greater.
• Use: Redeem points for travel, cash back, or gift cards—no blackout dates. NerdWallet: Finance smarter

These credit cards seamlessly integrate with Alliant’s digital platform, letting you track rewards, view statements, and make payments—all within one app.

How to Download the Alliant Mobile App

1. Open the App Store (iPhone/iPad) or Google Play Store (Android).
2. Search for “Alliant Mobile Banking” and verify the publisher is Alliant Credit Union.
3. Tap Install (Android) or Get (iOS), then Open.
4. Log In with your existing Alliant Online Banking credentials, or Sign Up directly in the app if you’re new.
5. Enable biometric authentication (Face ID/Touch ID or fingerprint) and push notifications for instant alerts.
6. Explore features: mobile deposit, Bill Pay, budget tools, and credit card management. Android Apps on Google PlayAlliant Credit Union

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Frequently Asked Questions

Q1: Who is eligible to join Alliant Credit Union?
Membership is open to anyone with a qualifying connection (e.g., through partner organizations) or by supporting a designated charity. Alliant Credit Union

Q2: Are there any minimum balances to earn the high APY?
Yes, you need at least $100 in your savings account or certificate. Alliant Credit Union

Q3: Do Alliant credit cards charge foreign transaction fees?
No. The Cashback Visa® Signature and both Visa Platinum cards waive foreign transaction fees—ideal for international travel. Alliant Credit UnionAlliant Credit Union

Q4: How do I redeem cashback or rewards points?
Cash back posts monthly and can be redeemed as a statement credit or deposit. Rewards points can be redeemed online for travel, cash back, or gift cards. Alliant Credit UnionNerdWallet: Finance smarter

Q5: Can I manage my credit card in the Alliant Mobile app?
Absolutely. View balances, transactions, redeem rewards, and make payments—all within the app. Ap