Credit Cards Portfolio JPMorgan Chase

Before diving into individual card details, JPMorgan Chase segments its offerings into distinct categories—each aligning with a specific financial goal:

1. Cash Back Cards: Simplified earnings on every purchase, ideal for everyday spenders.
2. Travel Rewards Cards: Premium points accumulation for flights, hotels, and experiences.
3. Credit Building & Starter Cards: No‑annual‑fee options with tools to grow credit responsibly.
4. Specialty & Co‑Branded Cards: Partnerships with airlines, hotels, and retail brands for niche perks.

Each category is designed to deliver maximum value while keeping management straightforward via the Chase Mobile® app.

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Detailed Descriptions of Each Credit Cards

Below are the primary personal credit cards offered by JPMorgan Chase, complete with features, differentiators, and annual fees.

Chase Freedom Unlimited®

A top choice for cash back earners, this no‑annual‑fee Cartão de Crédito offers:

• Unlimited 1.5% cash back on all purchases, daily Chase Credit Cards
• 5% cash back on travel booked through Chase Travel℠ Chase
• 3% cash back on dining (including takeout) and drugstore purchases without activation Chase
• $250 bonus after spending $500 in the first three months Chase Credit Cards
• No annual fee, making it ideal for consistent, uncomplicated rewards.

Chase Freedom Flex®

Combines cash back with rotating categories:

• 5% cash back on quarterly bonus categories (up to $1,500 total per quarter, must activate).
• 5% cash back on travel purchased through Chase Travel℠.
• 3% cash back on dining (including takeout) and drugstores.
• 1% cash back on all other purchases Chase.
• $200 bonus after spending $500 in the first three months Chase Credit Cards
• No annual fee, with built‑in reminders for category activation.

Chase Freedom Rise®

Perfect for new credit builders:

• 1.5% cash back on all purchases, automatically.
• $25 bonus for enrolling in automatic payments within the first three months Chase Credit Cards.
• No annual fee, with opportunities for an automatic upgrade to Freedom Unlimited® after one year of timely payments.
• Tools like Credit Journey for free FICO® Score monitoring and improvement tips.

Chase Sapphire Preferred®

A premium travel rewards Cartão de Crédito with a moderate fee:

• 100,000 bonus points after $5,000 spend in the first three months.
• 5x points on travel purchased through Chase Travel℠ (excluding hotels qualifying for $50 travel credit).
• 3x points on dining (including eligible delivery & takeout).
• 2x points on all other travel purchases Chase Credit Cards.
• $95 annual fee, balanced by a $50 annual hotel credit and a 10% points boost on award redemptions through Chase Travel℠.

Chase Sapphire Reserve®

The ultimate travel Cartão de Crédito for frequent flyers:

• 60,000 bonus points after $5,000 spend in the first three months.
• 10x points on hotels and car rentals (after $300 travel credit).
• 5x points on flights and other travel purchased through Chase Travel℠.
• 3x points on dining.
• $550 annual fee, offset by $300 annual travel credit, Priority Pass™ lounge access, and enhanced travel protections Chase Credit Cards.

Chase Slate Edge℠

Focused on credit health and low costs:

• Intro APR on purchases and balance transfers for a promotional period.
• Automatic credit limit reviews after $500 spend and on‑time payments Chase.
• No annual fee, comprehensive identity monitoring, and purchase protection.
• Step-by-Step: How to Download the Chase Mobile® App
• Open Your App Store:
  • On iPhone/iPad, launch the App Store and search for “Chase Mobile® Bank & Invest.”
  • On Android, open the Google Play Store and search for “Chase Mobile.”
• Verify Publisher: Ensure the app is published by JPMorgan Chase Bank, N.A.
• Tap Install/Get: Download and install the app.
• Launch & Enroll: Open the app, select “Enroll,” and follow the secure prompts (account number, social security, and personal information).
• Set Up Security: Choose PIN, biometric authentication, and set up multi‑factor verification.
• Add Cards: Navigate to “Accounts” > “Credit Cards” to link and manage your Cartão de Crédito.

Step-by-Step: How to Download the Chase Mobile® App

1. Open Your App Store:
   • On iPhone/iPad, launch the App Store and search for “Chase Mobile® Bank & Invest.”
   • On Android, open the Google Play Store and search for “Chase Mobile.”
2. Verify Publisher: Ensure the app is published by JPMorgan Chase Bank, N.A.
3. Tap Install/Get: Download and install the app.
4. Launch & Enroll: Open the app, select “Enroll,” and follow the secure prompts (account number, social security, and personal information).
5. Set Up Security: Choose PIN, biometric authentication, and set up multi‑factor verification.
6. Add Cards: Navigate to “Accounts” > “Credit Cards” to link and manage your Credit Cards.