Você será redirecionado a outro site
PenFed’s credit card suite caters to diverse needs—cash back, travel perks, and low-rate financing. All cards feature:
- Zero Foreign Transaction Fees
- No Annual Fee
- Zero Fraud Liability
- U.S.-based customer service
Below are the flagship options:
Power Cash Rewards Visa Signature® Card
- Rewards: 1.5% cash back on all purchases; 2% back for Honors Advantage members.
- Welcome Offer: $100 statement credit after $500 spend in 90 days.
- APR: 0% intro on balance transfers (fee applies), then variable.
- Ideal for: Simple, unlimited cash back with no caps or categories. PenFed Credit Union
Platinum Rewards Visa Signature® Card
- Rewards: 5 points/USD at gas pumps & EV charging; 3 points at supermarkets, restaurants & streaming services; 1 point on everything else.
- Bonus: 15,000 points after $1,500 spend in 90 days.
- APR: Variable; no intro APR.
- Ideal for: High earners on fuel and everyday essentials—no annual fee. PenFed Credit Union
Pathfinder® Rewards Visa Signature® Card
- Rewards: 3 points/USD on travel; 1 point on other purchases.
- Perks: Auto rental collision damage waiver; no foreign fees; travel protections and lounge credits.
- Ideal for: Travelers seeking protection and rewards on auto rentals abroad. PenFed Credit UnionNerdWallet: Finance smarter
Gold Visa® Card
- APR Offer: 0% intro APR on purchases & balance transfers for 12 months.
- Post-Intro APR: Competitive variable rate.
- Perks: Cell phone protection; 24/7 roadside assistance; no foreign fees.
- Ideal for: Balancing debt with a low-rate, fee-free card backed by Visa. PenFed Credit UnionPenFed Credit Union
How to Download the PenFed Mobile App
- Open the App Store (iOS) or Google Play Store (Android).
- Search for “PenFed Mobile.”
- Verify the publisher: Pentagon Federal Credit Union.
- Tap Install/Get, then Open.
- Log in with your PenFed credentials or Sign Up to join.
- Enable Face ID/Touch ID or fingerprint and push notifications for real-time alerts.
Frequently Asked Questions
Q1: Do I need a PenFed checking account to get a credit card?
No—anyone can join PenFed (with a $5 minimum savings deposit) and apply for a credit card. home.penfed.org
Q2: Can I manage my PenFed credit card in the mobile app?
Yes. View statements, set up AutoPay, track rewards, and freeze/unfreeze your card. PenFed Credit Union
Q3: Are PenFed deposits really safe?
All PenFed accounts are NCUA-insured up to $250,000 per depositor, per category.
Q4: Can I open a CD with less than $1,000?
No—PenFed CDs require a $1,000 minimum. However, premium savings start at only $5. PenFed Credit Union
Q5: Are there any membership fees?
No—membership requires only a one-time $5 deposit in a Regular Share savings account.
Sources
- Premium Online Savings Account Rates PenFed Credit Union
- Money Market & CD Rates PenFed Credit UnionInvestopedia
- PenFed Credit Card Offerings PenFed Credit Union
- Power Cash Rewards Visa Details PenFed Credit Union
- Platinum Rewards Visa Signature® Details PenFed Credit Union
- Pathfinder Rewards Visa Signature® Features PenFed Credit UnionNerdWallet: Finance smarter
- Gold Visa® Card Low APR & Perks PenFed Credit UnionPenFed Credit Union
- PenFed Mobile App (iOS) Ratings Apple
- PenFed Mobile App (Android) Ratings & Downloads Android Apps on Google Play
