{"id":207,"date":"2025-04-23T14:45:19","date_gmt":"2025-04-23T19:45:19","guid":{"rendered":"https:\/\/finances.setorreciclagem.com.br\/?p=207"},"modified":"2026-05-05T14:50:02","modified_gmt":"2026-05-05T19:50:02","slug":"chase-sapphire-preferred","status":"publish","type":"post","link":"https:\/\/finances.setorreciclagem.com.br\/de\/personal-finance\/chase-sapphire-preferred\/","title":{"rendered":"Discover Chase Sapphire Preferred\u00ae"},"content":{"rendered":"

The Best for Travel, with Welcome Bonus & Flexible Points<\/p>\n\n\n\n

For individuals over 35 who enjoy traveling and earning rewards, the Chase Sapphire Preferred\u00ae<\/strong> credit card offers some of the best benefits in the travel rewards category. <\/p>\n\n\n\n

With a generous welcome bonus<\/strong>, the opportunity to earn flexible points<\/strong>, and premium travel perks<\/strong>, the Chase Sapphire Preferred\u00ae card has become a top choice for frequent travelers.<\/p>\n\n\n\n

In this article, we will discuss Chase Sapphire Preferred\u00ae<\/strong> in detail, including its history<\/strong>, the card\u2019s benefits<\/strong>, why it stands out for travel<\/strong>, and why it might be the ideal credit card for you. <\/p>\n\n\n\n

Additionally, we will review how the mobile app works, its ratings, and how to download it, as well as provide a complete breakdown of the features of the card.<\/p>\n\n\n\n

Key Benefits of the Chase Sapphire Preferred\u00ae Credit Card<\/strong><\/h2>\n\n\n\n

Generous Welcome Bonus<\/strong><\/h3>\n\n\n\n

One of the most attractive aspects of the Chase Sapphire Preferred\u00ae card is its welcome bonus<\/strong>. New cardholders can earn 60,000 bonus points<\/strong> after spending $4,000<\/strong> on purchases in the first 3 months. These points are worth $750<\/strong> when redeemed for travel through Chase Ultimate Rewards\u00ae.<\/p>\n\n\n\n

The welcome bonus<\/strong> can provide significant value, especially for frequent travelers who plan to use the card to book flights, hotels, or car rentals. This bonus alone can cover a lot of your initial travel expenses, giving you a head start on your travel goals.<\/p>\n\n\n\n

\n\n\n\n

Earn 2X Points on Travel and Dining<\/strong><\/h3>\n\n\n\n

The Chase Sapphire Preferred\u00ae card offers an excellent rewards rate<\/strong>, allowing you to earn 2 points per dollar<\/strong> on travel and dining purchases. These categories are ideal for individuals who travel frequently and dine out, as they offer double points<\/strong> for every eligible purchase.<\/p>\n\n\n\n

Points earned on travel and dining can be used for a variety of rewards, such as flights, hotels, and dining experiences. By concentrating your spending in these areas, you can accumulate points faster and get more out of your purchases.<\/p>\n\n\n\n

Flexible Points Redemption<\/strong><\/h3>\n\n\n\n

Chase Sapphire Preferred\u00ae cardholders earn Chase Ultimate Rewards\u00ae points<\/strong>, which are incredibly versatile and can be redeemed for travel, cash back, gift cards, or products.<\/p>\n\n\n\n

The points can be transferred to over 14 travel partners<\/strong>, including major airlines like United Airlines<\/strong>, Southwest Airlines<\/strong>, and British Airways<\/strong>, or hotel chains like Hyatt<\/strong> and Marriott<\/strong>. Points are transferred on a 1:1 basis<\/strong>, allowing you to maximize their value by booking flights or hotel stays directly with the airline or hotel brand.<\/p>\n\n\n\n

This flexibility ensures that you\u2019re never restricted to one type of reward, and it gives you the ability to stretch your points further<\/strong> for the travel experience you want.<\/p>\n\n\n\n

Premium Travel Protections<\/strong><\/h3>\n\n\n\n

Chase Sapphire Preferred\u00ae provides cardholders with premium travel protections<\/strong>, which include:<\/p>\n\n\n\n

    \n
  • Trip Cancellation\/Interruption Insurance<\/strong>: Reimburses you for nonrefundable trip costs if your trip is canceled or interrupted due to covered situations.<\/li>\n\n\n\n
  • Auto Rental Collision Damage Waiver<\/strong>: Provides primary insurance coverage for car rentals in case of damage or theft.<\/li>\n\n\n\n
  • Travel and Emergency Assistance Services<\/strong>: Provides help with lost passports, legal referrals, and other travel emergencies.<\/li>\n\n\n\n
  • Purchase Protection<\/strong>: Covers theft or damage of eligible items bought with the card.<\/li>\n<\/ul>\n\n\n\n

    These travel protections can save you money and provide peace of mind while traveling.<\/p>\n\n\n\n

    No Foreign Transaction Fees<\/strong><\/h3>\n\n\n\n

    When you travel abroad, you won\u2019t have to worry about foreign transaction fees, as the Chase Sapphire Preferred\u00ae<\/strong> card has no foreign transaction fees<\/strong>. This makes it an ideal travel companion, allowing you to use your card to make purchases internationally without incurring extra charges.<\/p>\n\n\n\n

    Access to Chase Ultimate Rewards\u00ae Program<\/strong><\/h3>\n\n\n\n

    Chase Sapphire Preferred\u00ae cardholders are part of the Chase Ultimate Rewards\u00ae<\/strong> program, which allows you to earn and redeem points across a wide range of travel and shopping partners. Ultimate Rewards\u00ae is known for its point transfer options<\/strong>, allowing you to move points between different Chase cards or transfer points to travel partners for greater value.<\/p>\n\n\n\n

    \n\n\n\n

    Sources:<\/strong><\/p>\n\n\n\n

      \n
    • Chase Sapphire Preferred\u00ae Official Site<\/li>\n\n\n\n
    • Chase Mobile App (iOS and Android)<\/li>\n\n\n\n
    • Chase Ultimate Rewards\u00ae Program<\/li>\n<\/ul>\n\n\n\n

      <\/p>","protected":false},"excerpt":{"rendered":"

      The Best for Travel, with Welcome Bonus & Flexible Points For individuals over 35 who enjoy traveling and earning rewards, the Chase Sapphire Preferred\u00ae credit card offers some of the best benefits in the travel rewards category. With a generous welcome bonus, the opportunity to earn flexible points, and premium travel perks, the Chase Sapphire […]<\/p>","protected":false},"author":1,"featured_media":208,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[9],"class_list":["post-207","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","tag-p1"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/posts\/207","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/comments?post=207"}],"version-history":[{"count":4,"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/posts\/207\/revisions"}],"predecessor-version":[{"id":1022,"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/posts\/207\/revisions\/1022"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/media\/208"}],"wp:attachment":[{"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/media?parent=207"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/categories?post=207"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/de\/wp-json\/wp\/v2\/tags?post=207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}