Você será redirecionado a outro site
Below are NFCU’s personal credit cards, each with no foreign transaction or balance transfer fees, zero liability fraud protection, and 24/7 U.S.‑based support. All cards require membership and credit approval.
cashRewards® Credit Card
- Rewards: Unlimited 1.5% cash back on all purchases.
- Bonus: $250 after spending $2,500 in 90 days.
- APR: 14.90%–18.00% variable.
- Annual Fee: $0.
- Differentiator: Flat‑rate cash back—simplicity for everyday spenders. Navy Federal Credit Union
cashRewards Secured® Credit Card
- Designed For: Building or rebuilding credit.
- Rewards: Unlimited 1% cash back on purchases.
- APR: 18.00% variable.
- Annual Fee: $0.
- Security Deposit: $200–$5,000 refundable.
- Differentiator: Path from secured to unsecured card with reviews at 3 and 6 months. Navy Federal Credit Union
nRewards® American Express® Card
- Rewards: 3X points at supermarkets, gas/transit, restaurants; 1X points elsewhere.
- Bonus: 20,000 points after $2,000 spend in 90 days.
- APR: 14.90%–18.00% variable.
- Annual Fee: $0.
- Differentiator: Elevated category earnings on an AmEx platform. Navy Federal Credit Union
Visa Signature® Flagship Rewards Card
- Rewards: 3X points on travel; 2X points on all other purchases.
- Bonus: 35,000 points after $3,500 spend in 90 days + free Amazon Prime year.
- APR: 15.49%–18.00% variable.
- Annual Fee: $49.
- Differentiator: Premium travel perks and annual credits. Navy Federal Credit Union
GO REWARDS® Credit Card
- Rewards: 3X points at restaurants; 2X points on gas; 1X points elsewhere.
- Bonus: Low 0% intro APR on purchases for 6 months.
- APR: After intro, 14.24%–18.00% variable.
- Annual Fee: $0.
- Differentiator: Balanced mix of rewards + intro APR for flexible spending. Navy Federal Credit Union
Platinum Credit Card
- Designed For: Minimizing interest costs.
- Intro APR: 0.99% on balance transfers for 12 months.
- APR: 10.99%–18.00% variable after intro.
- Annual Fee: $0.
- Differentiator: Lowest‑rate option among NFCU cards. Navy Federal Credit Union
nRewards® Secured Credit Card
- Rewards: Unlimited 1% cash back on purchases.
- Security Deposit: $200–$5,000.
- APR: 18.00% variable.
- Annual Fee: $0.
- Differentiator: Build or rebuild credit while earning rewards. Navy Federal Credit Union
How to Download the NFCU Mobile App
- Open the App Store (iOS) or Google Play Store (Android).
- Search for “Navy Federal Credit Union.”
- Verify the publisher: Navy Federal Credit Union.
- Tap Install (Android) or Get (iOS), then Open.
- Log In using your NFCU Username and Password.
- Enable biometric login (Face ID/Touch ID or fingerprint) and push notifications for real‑time alerts.
Frequently Asked Questions
Q: Who can join Navy Federal CU?
Active duty, veterans, DoD civilians, and their immediate families are eligible for membership. Navy Federal Credit Union
Q: Are NFCU credit cards accepted internationally?
Yes—Visa and AmEx cards are accepted globally; all foreign transaction fees are waived.
Q: How do I redeem cash back or points?
Log into online banking or the mobile app to redeem cash back as statement credits or transfer points to travel partners (for rewards cards).
Q: Can I prequalify for a card without affecting my credit?
Yes. NFCU offers a soft‑pull prequalification process in online banking.
Q: How do I apply for membership?
Visit an NFCU branch, call 1‑888‑842‑6328, or apply online at navyfederal.org.
Sources:
- Military Credit Cards (Navy Federal CU) Navy Federal Credit UnionNavy Federal Credit Union
- Savings Rates & Account Features Navy Federal Credit UnionNavy Federal Credit UnionNavy Federal Credit Union
- Certificate Rates & Terms Navy Federal Credit UnionNavy Federal Credit Union
- Checking Protection Rates Navy Federal Credit Union
- NFCU Mobile App (iOS) Ratings & Details Apple
- NFCU Mobile App (Android) Ratings & Downloads Android Apps on Google Play
