{"id":137,"date":"2025-04-22T13:55:46","date_gmt":"2025-04-22T18:55:46","guid":{"rendered":"https:\/\/finances.setorreciclagem.com.br\/?p=137"},"modified":"2026-05-05T14:52:45","modified_gmt":"2026-05-05T19:52:45","slug":"best-ally-credit-cards","status":"publish","type":"post","link":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/cards\/best-ally-credit-cards\/","title":{"rendered":"Best Ally Credit Cards"},"content":{"rendered":"<div class=\"lazyblock-gordon-button-Z1zboLy wp-block-lazyblock-gordon-button\"><div class=\"destaque-header-dd\">\r\n    <div class=\"destaque-media\">\r\n        <img decoding=\"async\" class=\"destaque-image-dd\" src=\"https:\/\/finances.setorreciclagem.com.br\/wp-content\/uploads\/2025\/04\/unnamed-6.webp\" alt=\"\">\r\n    <\/div>\r\n    <div class=\"destaque-content\">\r\n        <div class=\"destaque-title-dd\"><strong><em>Ally: Bank, Auto &amp; Invest<\/em><\/strong><\/div>\r\n        <div class=\"destaque-info-dd\">\r\n            <strong><\/strong>\u2605 | <strong><\/strong>+ Downloads | <strong>Android e iOS<\/strong>\r\n        <\/div>\r\n        <div class=\"wp-block-buttons is-content-justification-center\">\r\n            <div class=\"wp-block-button has-custom-width\" style=\"width: 100%;\">\r\n                <a class=\"btn-cta-destaque-dd\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.ally.MobileBanking\" target=\"_blank\" rel=\"noopener\">\r\n                    <strong><em>See Now\u2192<\/em><\/strong>\r\n                <\/a>\r\n            <\/div>\r\n        <\/div>\r\n        <p class=\"redirecionamento-texto\">Voc\u00ea ser\u00e1 redirecionado a outro site<\/p>\r\n    <\/div>\r\n<\/div>\r\n\r\n<style>\r\n    .destaque-header-dd {\r\n        display: flex;\r\n        flex-wrap: wrap;\r\n        align-items: center;\r\n        justify-content: center;\r\n        width: 100%;\r\n        max-width: 600px;\r\n        padding: 1em;\r\n        margin: 1.5em 0;\r\n        background-color: transparent;\r\n        overflow: hidden;\r\n    }\r\n\r\n    \/* Estilos para o bloco da imagem *\/\r\n    .destaque-media {\r\n        flex: 1;\r\n        min-width: 200px;\r\n        max-width: 50%;\r\n        display: flex;\r\n        justify-content: center;\r\n        margin-bottom: 1em;\r\n    }\r\n\r\n    .destaque-image-dd {\r\n        width: 100%;\r\n        max-width: 200px;\r\n        height: auto;\r\n        aspect-ratio: 1;\r\n        object-fit: cover;\r\n        border-radius: 8px;\r\n    }\r\n\r\n    \/* Estilos para o conte\u00fado de texto *\/\r\n    .destaque-content {\r\n        flex: 1;\r\n        max-width: 50%;\r\n        text-align: center;\r\n        padding: 0 1em;\r\n    }\r\n\r\n    .destaque-title-dd {\r\n        font-size: 24px;\r\n        font-weight: bold;\r\n        margin: 0.5em 0;\r\n    }\r\n\r\n    .destaque-info-dd {\r\n        font-size: 13px;\r\n        color: #636363;\r\n        margin: 8px 0;\r\n    }\r\n\r\n    \/* Estilos do bot\u00e3o *\/\r\n    .btn-cta-destaque-dd {\r\n        font-size: 22px; \/* Aumentando o tamanho da fonte do bot\u00e3o *\/\r\n        padding: 8px 20px; \/* Ajustando o padding para tornar o bot\u00e3o mais fino *\/\r\n        text-align: center;\r\n        color: #fff; \/* Cor do texto *\/\r\n        text-decoration: none; \/* Remove sublinhado *\/\r\n        border-radius: 100px;\r\n        display: inline-block; \/* Mudando para inline-block para manter a estrutura *\/\r\n        width: 100%;\r\n        background-color: #63326d; \/* Definindo a cor de fundo padr\u00e3o aqui *\/\r\n        transition: background-color 0.3s, box-shadow 0.3s;\r\n        box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.2); \/* Sombra inicial do bot\u00e3o *\/\r\n        font-weight: bold; \/* Definindo o texto em negrito *\/\r\n    }\r\n\r\n    \/* Cor de fundo e sombra no hover *\/\r\n    .btn-cta-destaque-dd:hover {\r\n        background-color: #444444 !important; \/* Cor de fundo no hover *\/\r\n        box-shadow: 0px 4px 8px rgba(0, 0, 0, 0.4); \/* Sombra mais intensa no hover *\/\r\n        color: white; \/* Mant\u00e9m a cor do texto inalterada ao passar o mouse *\/\r\n    }\r\n\r\n    .btn-cta-destaque-dd:active {\r\n        background-color: #333; \/* Cor mais escura ao clicar *\/\r\n    }\r\n\r\n    .redirecionamento-texto {\r\n        font-size: 12px;\r\n        color: #6c757d;\r\n        margin-top: 8px;\r\n    }\r\n\r\n    \/* Responsividade *\/\r\n    @media (max-width: 768px) {\r\n        .destaque-header-dd {\r\n            flex-direction: column;\r\n            text-align: center;\r\n        }\r\n        \r\n        .destaque-media, .destaque-content {\r\n            max-width: 100%;\r\n        }\r\n\r\n        .destaque-content {\r\n            padding: 0;\r\n        }\r\n    }\r\n<\/style>\r\n<\/div>\n\n\n<p><strong>Ally Bank<\/strong> traces its roots back to <strong>1919<\/strong>, when it was established as the <strong>General Motors Acceptance Corporation (GMAC)<\/strong> by the automotive giant General Motors. GMAC\u2019s original mission was to provide financing to car dealers and customers, enabling manufacturers to maintain steady production and consumers to purchase vehicles through loans <a href=\"https:\/\/www.ally.com\/about\/history\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">ally.com<\/a><a href=\"https:\/\/en.wikipedia.org\/wiki\/Ally_Financial?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Wikipedia<\/a>.<\/p>\n\n\n\n<p>Over the next several decades, GMAC expanded beyond auto loans. In <strong>1939<\/strong>, it entered the insurance market by founding Motors Insurance Corporation. Throughout the mid\u201120th century, GMAC diversified its offerings, adding mortgage lending (beginning in 1985) and other consumer finance products.<\/p>\n\n\n\n<p>The transformation into <strong>Ally Bank<\/strong> began in the aftermath of the 2008 financial crisis. In <strong>December 2008<\/strong>, the Federal Reserve approved GMAC\u2019s application to become a bank holding company. This structural change paved the way for GMAC\u2019s banking arm to be rebranded. In <strong>May 2009<\/strong>, <strong>GMAC Bank<\/strong> officially became <strong>Ally Bank<\/strong>, reflecting a new focus on transparent, customer\u2011friendly online banking solutions. A year later, in <strong>May 2010<\/strong>, the parent company adopted the <strong>Ally Financial<\/strong> name <a href=\"https:\/\/www.companieshistory.com\/ally-financial\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Hist\u00f3ria das Empresas<\/a>.<\/p>\n\n\n\n<p>Since then, Ally has grown into a leading <strong>100% digital<\/strong> bank, renowned for its <strong>high\u2011yield savings accounts<\/strong>, <strong>no hidden fees<\/strong>, and award\u2011winning mobile app. Although it no longer maintains physical branches under the Ally name, its legacy spans more than a century of innovation in financing and banking.<\/p>\n\n\n\n<p>Ally Bank\u2019s <strong>credit cards<\/strong> are available <strong>by invitation only<\/strong>, designed to complement its digital-only ethos with straightforward rewards and no hidden fees. Each card includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Zero Surprise Fees<\/strong> (no late\u2011payment rate hikes, no returned\u2011payment fees).<\/li>\n\n\n\n<li><strong>Zero Fraud Liability<\/strong> and <strong>24\/7 fraud monitoring<\/strong>.<\/li>\n\n\n\n<li><strong>Free Online FICO\u00ae Score<\/strong> updates.<\/li>\n\n\n\n<li><strong>Around\u2011the\u2011Clock Customer Care<\/strong>.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ally-platinum-mastercard\">Ally Platinum&nbsp;Mastercard\u00ae<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Designed<\/strong> to help you achieve credit goals with <strong>automatic credit line increase reviews<\/strong>.<\/li>\n\n\n\n<li><strong>Benefits<\/strong>: Zero fraud liability; no late\u2011payment APR hikes; free FICO\u00ae score; live personal support; total app control. <a href=\"https:\/\/www.ally.com\/credit-cards\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ally<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ally-everyday-cash-back-mastercard\">Ally Everyday Cash Back&nbsp;Mastercard\u00ae<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: <strong>3% cash back<\/strong> at gas stations, grocery stores, and drugstores; <strong>1% cash back<\/strong> on everything else.<\/li>\n\n\n\n<li><strong>Highlights<\/strong>: No expiration and no earnings cap; <strong>no surprise fees<\/strong>; zero fraud liability; tap\u2011to\u2011pay; 24\/7 support. <a href=\"https:\/\/www.ally.com\/credit-cards\/everyday-cash-back-card\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Ally<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ally-unlimited-cash-back-mastercard\">Ally Unlimited Cash Back&nbsp;Mastercard\u00ae<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: <strong>2% cash back<\/strong> on all purchases, all the time.<\/li>\n\n\n\n<li><strong>Special Edition<\/strong>: Exclusive nurses &amp; educators version available.<\/li>\n\n\n\n<li><strong>Perks<\/strong>: No annual fee; no foreign transaction fees; zero fraud liability; free FICO\u00ae score. <a href=\"https:\/\/www.ally.com\/credit-cards\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ally<\/a><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"how-to-download-the-ally-mobile-app\">How to Download the Ally Mobile App<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Open<\/strong> the <strong>App Store<\/strong> (iOS) or <strong>Google Play Store<\/strong> (Android).<\/li>\n\n\n\n<li><strong>Search<\/strong> for \u201cAlly: Bank, Auto &amp; Invest.\u201d<\/li>\n\n\n\n<li><strong>Verify<\/strong> the publisher: <strong>Ally Financial Inc.<\/strong><\/li>\n\n\n\n<li><strong>Tap Install\/Get<\/strong>, then <strong>Open<\/strong>.<\/li>\n\n\n\n<li><strong>Log In<\/strong> using your Ally username and password.<\/li>\n\n\n\n<li><strong>Enable<\/strong> biometric authentication and <strong>push notifications<\/strong> for instant updates.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n\n<p><strong>Q1: Can anyone apply for an Ally credit card?<\/strong><br>No\u2014cards are <strong>invite\u2011only<\/strong>, sent via mail or secure online offer.<\/p>\n\n\n\n<p><strong>Q2: Are there annual fees on Ally credit cards?<\/strong><br>All cards have <strong>$0 annual fee<\/strong>, with no late\u2011payment rate hikes.<\/p>\n\n\n\n<p><strong>Q3: How do I access my FICO\u00ae&nbsp;Score?<\/strong><br>Enroll in credit card account management or within the Ally Mobile app for free, unlimited updates.<\/p>\n\n\n\n<p><strong>Q4: Can I use Ally\u2019s debit card internationally?<\/strong><br>Yes\u2014no foreign transaction fees and access to 60,000+ fee\u2011free ATMs.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Sources:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ally Bank Mobile App (iOS): Apple App Store <a href=\"https:\/\/apps.apple.com\/us\/app\/ally-bank-auto-invest\/id514374715?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Apple<\/a><\/li>\n\n\n\n<li>Ally Mobile App (Android): Google Play Store <a href=\"https:\/\/play.google.com\/store\/apps\/details?hl=en_US&amp;id=com.ally.MobileBanking\" target=\"_blank\" rel=\"noreferrer noopener\">Android Apps on Google Play<\/a><\/li>\n\n\n\n<li>Ally Online Savings Account Rates <a href=\"https:\/\/www.ally.com\/bank\/online-savings-account\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Ally<\/a><\/li>\n\n\n\n<li>Ally Credit Cards Overview <a href=\"https:\/\/www.ally.com\/credit-cards\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ally<\/a><\/li>\n\n\n\n<li>Ally Bank Customer Base &amp; Services<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#ally-platinum-mastercard\">Ally Platinum\u00a0Mastercard\u00ae<\/a><\/li><li><a href=\"#ally-everyday-cash-back-mastercard\">Ally Everyday Cash Back\u00a0Mastercard\u00ae<\/a><\/li><li><a href=\"#ally-unlimited-cash-back-mastercard\">Ally Unlimited Cash Back\u00a0Mastercard\u00ae<\/a><ul><li><a href=\"#how-to-download-the-ally-mobile-app\">How to Download the Ally Mobile App<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Ally Bank traces its roots back to 1919, when it was established as the General Motors Acceptance Corporation (GMAC) by the automotive giant General Motors. GMAC\u2019s original mission was to provide financing to car dealers and customers, enabling manufacturers to maintain steady production and consumers to purchase vehicles through loans ally.comWikipedia. Over the next several [&hellip;]<\/p>","protected":false},"author":1,"featured_media":139,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[10],"class_list":["post-137","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","tag-p2"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/posts\/137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/comments?post=137"}],"version-history":[{"count":2,"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/posts\/137\/revisions"}],"predecessor-version":[{"id":1030,"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/posts\/137\/revisions\/1030"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/media\/139"}],"wp:attachment":[{"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/media?parent=137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/categories?post=137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/en_gb\/wp-json\/wp\/v2\/tags?post=137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}