{"id":211,"date":"2025-04-23T14:57:58","date_gmt":"2025-04-23T19:57:58","guid":{"rendered":"https:\/\/finances.setorreciclagem.com.br\/?p=211"},"modified":"2026-05-05T14:49:28","modified_gmt":"2026-05-05T19:49:28","slug":"chase-sapphire-preferred-vs-chase-sapphire-reserve","status":"publish","type":"post","link":"https:\/\/finances.setorreciclagem.com.br\/fr\/credit\/chase-sapphire-preferred-vs-chase-sapphire-reserve\/","title":{"rendered":"Chase Sapphire Preferred\u00ae vs. Chase Sapphire Reserve\u00ae"},"content":{"rendered":"<div class=\"lazyblock-gordon-button-Z1vjCz0 wp-block-lazyblock-gordon-button\"><div class=\"destaque-header-dd\">\r\n    <div class=\"destaque-media\">\r\n        <img decoding=\"async\" class=\"destaque-image-dd\" src=\"https:\/\/finances.setorreciclagem.com.br\/wp-content\/uploads\/2025\/04\/unnamed-9.webp\" alt=\"\">\r\n    <\/div>\r\n    <div class=\"destaque-content\">\r\n        <div class=\"destaque-title-dd\"><strong><em>Chase Mobile<\/em><\/strong><\/div>\r\n        <div class=\"destaque-info-dd\">\r\n            <strong>4,4<\/strong>\u2605 | <strong>50 mi<\/strong>+ Downloads | <strong>Android e iOS<\/strong>\r\n        <\/div>\r\n        <div class=\"wp-block-buttons is-content-justification-center\">\r\n            <div class=\"wp-block-button has-custom-width\" style=\"width: 100%;\">\r\n                <a class=\"btn-cta-destaque-dd\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.chase.sig.android\" target=\"_blank\" rel=\"noopener\">\r\n                    <strong><em>See Now \u2192<\/em><\/strong>\r\n                <\/a>\r\n            <\/div>\r\n        <\/div>\r\n        <p class=\"redirecionamento-texto\">Voc\u00ea ser\u00e1 redirecionado a outro site<\/p>\r\n    <\/div>\r\n<\/div>\r\n\r\n<style>\r\n    .destaque-header-dd {\r\n        display: flex;\r\n        flex-wrap: wrap;\r\n        align-items: center;\r\n        justify-content: center;\r\n        width: 100%;\r\n        max-width: 600px;\r\n        padding: 1em;\r\n        margin: 1.5em 0;\r\n        background-color: transparent;\r\n        overflow: hidden;\r\n    }\r\n\r\n    \/* Estilos para o bloco da imagem *\/\r\n    .destaque-media {\r\n        flex: 1;\r\n        min-width: 200px;\r\n        max-width: 50%;\r\n        display: flex;\r\n        justify-content: center;\r\n        margin-bottom: 1em;\r\n    }\r\n\r\n    .destaque-image-dd {\r\n        width: 100%;\r\n        max-width: 200px;\r\n        height: auto;\r\n        aspect-ratio: 1;\r\n        object-fit: cover;\r\n        border-radius: 8px;\r\n    }\r\n\r\n    \/* Estilos para o conte\u00fado de texto *\/\r\n    .destaque-content {\r\n        flex: 1;\r\n        max-width: 50%;\r\n        text-align: center;\r\n        padding: 0 1em;\r\n    }\r\n\r\n    .destaque-title-dd {\r\n        font-size: 24px;\r\n        font-weight: bold;\r\n        margin: 0.5em 0;\r\n    }\r\n\r\n    .destaque-info-dd {\r\n        font-size: 13px;\r\n        color: #636363;\r\n        margin: 8px 0;\r\n    }\r\n\r\n    \/* Estilos do bot\u00e3o *\/\r\n    .btn-cta-destaque-dd {\r\n        font-size: 22px; \/* Aumentando o tamanho da fonte do bot\u00e3o *\/\r\n        padding: 8px 20px; \/* Ajustando o padding para tornar o bot\u00e3o mais fino *\/\r\n        text-align: center;\r\n        color: #fff; \/* Cor do texto *\/\r\n        text-decoration: none; \/* Remove sublinhado *\/\r\n        border-radius: 100px;\r\n        display: inline-block; \/* Mudando para inline-block para manter a estrutura *\/\r\n        width: 100%;\r\n        background-color: var(--theme-palette-color-2, #1559ed); \/* Definindo a cor de fundo padr\u00e3o aqui *\/\r\n        transition: background-color 0.3s, box-shadow 0.3s;\r\n        box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.2); \/* Sombra inicial do bot\u00e3o *\/\r\n        font-weight: bold; \/* Definindo o texto em negrito *\/\r\n    }\r\n\r\n    \/* Cor de fundo e sombra no hover *\/\r\n    .btn-cta-destaque-dd:hover {\r\n        background-color: #444444 !important; \/* Cor de fundo no hover *\/\r\n        box-shadow: 0px 4px 8px rgba(0, 0, 0, 0.4); \/* Sombra mais intensa no hover *\/\r\n        color: white; \/* Mant\u00e9m a cor do texto inalterada ao passar o mouse *\/\r\n    }\r\n\r\n    .btn-cta-destaque-dd:active {\r\n        background-color: #333; \/* Cor mais escura ao clicar *\/\r\n    }\r\n\r\n    .redirecionamento-texto {\r\n        font-size: 12px;\r\n        color: #6c757d;\r\n        margin-top: 8px;\r\n    }\r\n\r\n    \/* Responsividade *\/\r\n    @media (max-width: 768px) {\r\n        .destaque-header-dd {\r\n            flex-direction: column;\r\n            text-align: center;\r\n        }\r\n        \r\n        .destaque-media, .destaque-content {\r\n            max-width: 100%;\r\n        }\r\n\r\n        .destaque-content {\r\n            padding: 0;\r\n        }\r\n    }\r\n<\/style>\r\n<\/div>\n\n\n<p>While the Chase Sapphire Preferred\u00ae card is an excellent option for most travelers, there is also the <strong>Chase Sapphire Reserve\u00ae<\/strong> card, which offers a higher rewards rate and additional benefits like <strong>3X points on travel and dining<\/strong>, <strong>access to airport lounges<\/strong>, and <strong>higher travel protections<\/strong>. However, the Chase Sapphire Reserve\u00ae comes with a <strong>higher annual fee<\/strong> than the Chase Sapphire Preferred\u00ae.<\/p>\n\n\n\n<p>For many, the <strong>Chase Sapphire Preferred\u00ae<\/strong> offers the right balance of <strong>rewards, value, and affordability<\/strong>\u2014especially for those who want to earn rewards without paying a premium annual fee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Chase Sapphire Preferred\u00ae Mobile App<\/strong><\/h2>\n\n\n\n<p>The <strong>Chase mobile app<\/strong> lets you manage your <strong>Chase Sapphire Preferred\u00ae<\/strong> card anywhere, anytime. With the app, you can:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Check your points balance<\/strong> and view available rewards.<\/li>\n\n\n\n<li><strong>Make payments<\/strong> and track spending.<\/li>\n\n\n\n<li><strong>Redeem points<\/strong> for travel, cash, or products.<\/li>\n\n\n\n<li><strong>Activate travel notifications<\/strong> for overseas purchases.<\/li>\n\n\n\n<li><strong>Access 24\/7 customer support<\/strong> for any questions or issues.<\/li>\n<\/ul>\n\n\n\n<p>The <strong>Chase mobile app<\/strong> is available for <strong>iOS<\/strong> and <strong>Android<\/strong>, and is highly rated by users for its ease of use and functionality.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Apple App Store<\/strong>: <strong>4.8\/5<\/strong> stars from over <strong>350,000 ratings<\/strong>.<\/li>\n\n\n\n<li><strong>Google Play Store<\/strong>: <strong>4.7\/5<\/strong> stars from over <strong>200,000 reviews<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>The app is available in <strong>over 100 countries<\/strong>, making it convenient for you to manage your account and track your rewards while traveling internationally.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How to Download the Chase Mobile App<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Open<\/strong> the <strong>App Store<\/strong> (for iOS devices) or <strong>Google Play Store<\/strong> (for Android devices).<\/li>\n\n\n\n<li><strong>Search<\/strong> for \u201cChase Mobile\u201d.<\/li>\n\n\n\n<li><strong>Verify<\/strong> that the publisher is <strong>JPMorgan Chase &amp; Co.<\/strong>.<\/li>\n\n\n\n<li><strong>Tap Install\/Get<\/strong> and wait for the app to download.<\/li>\n\n\n\n<li><strong>Open<\/strong> the app and log in using your Chase credentials.<\/li>\n<\/ol>\n\n\n\n<p>Once you\u2019re logged in, you\u2019ll have access to all of Chase\u2019s features, including your <strong>Sapphire Preferred\u00ae<\/strong> account details.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Should You Get the Chase Sapphire Preferred\u00ae Card?<\/strong><\/h2>\n\n\n\n<p>Here are some of the <strong>key reasons<\/strong> to acquire the <strong>Chase Sapphire Preferred\u00ae<\/strong> card:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Generous Welcome Bonus<\/strong>: Earn <strong>60,000 points<\/strong> after spending <strong>$4,000<\/strong> in the first 3 months.<\/li>\n\n\n\n<li><strong>Double Points on Travel &amp; Dining<\/strong>: Earn <strong>2X points<\/strong> on travel and dining purchases.<\/li>\n\n\n\n<li><strong>No Foreign Transaction Fees<\/strong>: Enjoy international travel without additional charges.<\/li>\n\n\n\n<li><strong>Flexibility<\/strong>: Transfer points to over 14 travel partners for greater rewards.<\/li>\n\n\n\n<li><strong>Premium Travel Protections<\/strong>: Get trip cancellation insurance, car rental coverage, and more.<\/li>\n\n\n\n<li><strong>Convenience<\/strong>: Use the Chase app to manage your account, redeem rewards, and access customer support anytime.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Chase Sapphire Preferred\u00ae Credit Card History and Overview<\/strong><\/h2>\n\n\n\n<p>Chase, a leading global financial institution, launched the <strong>Chase Sapphire Preferred\u00ae<\/strong> card to cater to affluent travelers seeking a credit card with <strong>premium travel rewards<\/strong> and flexibility. Since its debut in <strong>2009<\/strong>, the <strong>Chase Sapphire Preferred\u00ae<\/strong> card has become one of the most popular travel credit cards in the world, thanks to its <strong>high rewards earning potential<\/strong>, <strong>exclusive perks<\/strong>, and <strong>ability to transfer points to travel partners<\/strong>.<\/p>\n\n\n\n<p>Chase\u2019s Sapphire series has been designed for those who want a combination of <strong>travel rewards<\/strong>, <strong>flexible redemption options<\/strong>, and <strong>premium benefits<\/strong> like <strong>trip cancellation insurance<\/strong>, <strong>travel protections<\/strong>, and access to exclusive events. It\u2019s widely regarded as a go-to card for individuals who want to maximize their travel experiences while earning value back.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<p><strong>Q1: Can I transfer points from other Chase cards to the Sapphire Preferred\u00ae?<\/strong><br>Yes, you can transfer points from other <strong>Chase Ultimate Rewards\u00ae<\/strong> cards to the Sapphire Preferred\u00ae and vice versa.<\/p>\n\n\n\n<p><strong>Q2: What is the best way to redeem my points?<\/strong><br>You can redeem points for travel, merchandise, or cash through the Chase Ultimate Rewards\u00ae program. Points are typically worth <strong>1.25 cents per point<\/strong> when used for travel.<\/p>\n\n\n\n<p><strong>Q3: Is the Chase Sapphire Preferred\u00ae card suitable for international travel?<\/strong><br>Yes, with no foreign transaction fees and flexible rewards options, it\u2019s a great card for international travelers.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>While the Chase Sapphire Preferred\u00ae card is an excellent option for most travelers, there is also the Chase Sapphire Reserve\u00ae card, which offers a higher rewards rate and additional benefits like 3X points on travel and dining, access to airport lounges, and higher travel protections. However, the Chase Sapphire Reserve\u00ae comes with a higher annual [&hellip;]<\/p>","protected":false},"author":1,"featured_media":214,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[10],"class_list":["post-211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit","tag-p2"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/posts\/211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/comments?post=211"}],"version-history":[{"count":1,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/posts\/211\/revisions"}],"predecessor-version":[{"id":216,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/posts\/211\/revisions\/216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/media\/214"}],"wp:attachment":[{"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/media?parent=211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/categories?post=211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/tags?post=211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}