{"id":87,"date":"2025-04-22T09:44:23","date_gmt":"2025-04-22T14:44:23","guid":{"rendered":"https:\/\/finances.setorreciclagem.com.br\/?p=87"},"modified":"2026-05-05T14:55:24","modified_gmt":"2026-05-05T19:55:24","slug":"bank-of-america-credit-card-offerings","status":"publish","type":"post","link":"https:\/\/finances.setorreciclagem.com.br\/fr\/cards\/bank-of-america-credit-card-offerings\/","title":{"rendered":"Bank of America Credit Card Offerings"},"content":{"rendered":"<div class=\"lazyblock-gordon-button-Z1UfUl5 wp-block-lazyblock-gordon-button\"><div class=\"destaque-header-dd\">\r\n    <div class=\"destaque-media\">\r\n        <img decoding=\"async\" class=\"destaque-image-dd\" src=\"https:\/\/finances.setorreciclagem.com.br\/wp-content\/uploads\/2025\/04\/unnamed-2.webp\" alt=\"\">\r\n    <\/div>\r\n    <div class=\"destaque-content\">\r\n        <div class=\"destaque-title-dd\"><strong><em>Bank of America Mobile Banking<\/em><\/strong><\/div>\r\n        <div class=\"destaque-info-dd\">\r\n            <strong>4,7<\/strong>\u2605 | <strong>50 mi<\/strong>+ Downloads | <strong>Android e iOS<\/strong>\r\n        <\/div>\r\n        <div class=\"wp-block-buttons is-content-justification-center\">\r\n            <div class=\"wp-block-button has-custom-width\" style=\"width: 100%;\">\r\n                <a class=\"btn-cta-destaque-dd\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.infonow.bofa\" target=\"_blank\" rel=\"noopener\">\r\n                    <strong><em>See now\u2192<\/em><\/strong>\r\n                <\/a>\r\n            <\/div>\r\n        <\/div>\r\n        <p class=\"redirecionamento-texto\">Voc\u00ea ser\u00e1 redirecionado a outro site<\/p>\r\n    <\/div>\r\n<\/div>\r\n\r\n<style>\r\n    .destaque-header-dd {\r\n        display: flex;\r\n        flex-wrap: wrap;\r\n        align-items: center;\r\n        justify-content: center;\r\n        width: 100%;\r\n        max-width: 600px;\r\n        padding: 1em;\r\n        margin: 1.5em 0;\r\n        background-color: transparent;\r\n        overflow: hidden;\r\n    }\r\n\r\n    \/* Estilos para o bloco da imagem *\/\r\n    .destaque-media {\r\n        flex: 1;\r\n        min-width: 200px;\r\n        max-width: 50%;\r\n        display: flex;\r\n        justify-content: center;\r\n        margin-bottom: 1em;\r\n    }\r\n\r\n    .destaque-image-dd {\r\n        width: 100%;\r\n        max-width: 200px;\r\n        height: auto;\r\n        aspect-ratio: 1;\r\n        object-fit: cover;\r\n        border-radius: 8px;\r\n    }\r\n\r\n    \/* Estilos para o conte\u00fado de texto *\/\r\n    .destaque-content {\r\n        flex: 1;\r\n        max-width: 50%;\r\n        text-align: center;\r\n        padding: 0 1em;\r\n    }\r\n\r\n    .destaque-title-dd {\r\n        font-size: 24px;\r\n        font-weight: bold;\r\n        margin: 0.5em 0;\r\n    }\r\n\r\n    .destaque-info-dd {\r\n        font-size: 13px;\r\n        color: #636363;\r\n        margin: 8px 0;\r\n    }\r\n\r\n    \/* Estilos do bot\u00e3o *\/\r\n    .btn-cta-destaque-dd {\r\n        font-size: 22px; \/* Aumentando o tamanho da fonte do bot\u00e3o *\/\r\n        padding: 8px 20px; \/* Ajustando o padding para tornar o bot\u00e3o mais fino *\/\r\n        text-align: center;\r\n        color: #fff; \/* Cor do texto *\/\r\n        text-decoration: none; \/* Remove sublinhado *\/\r\n        border-radius: 100px;\r\n        display: inline-block; \/* Mudando para inline-block para manter a estrutura *\/\r\n        width: 100%;\r\n        background-color: #0c2969; \/* Definindo a cor de fundo padr\u00e3o aqui *\/\r\n        transition: background-color 0.3s, box-shadow 0.3s;\r\n        box-shadow: 0px 4px 6px rgba(0, 0, 0, 0.2); \/* Sombra inicial do bot\u00e3o *\/\r\n        font-weight: bold; \/* Definindo o texto em negrito *\/\r\n    }\r\n\r\n    \/* Cor de fundo e sombra no hover *\/\r\n    .btn-cta-destaque-dd:hover {\r\n        background-color: #cf2e2e !important; \/* Cor de fundo no hover *\/\r\n        box-shadow: 0px 4px 8px rgba(0, 0, 0, 0.4); \/* Sombra mais intensa no hover *\/\r\n        color: white; \/* Mant\u00e9m a cor do texto inalterada ao passar o mouse *\/\r\n    }\r\n\r\n    .btn-cta-destaque-dd:active {\r\n        background-color: #333; \/* Cor mais escura ao clicar *\/\r\n    }\r\n\r\n    .redirecionamento-texto {\r\n        font-size: 12px;\r\n        color: #6c757d;\r\n        margin-top: 8px;\r\n    }\r\n\r\n    \/* Responsividade *\/\r\n    @media (max-width: 768px) {\r\n        .destaque-header-dd {\r\n            flex-direction: column;\r\n            text-align: center;\r\n        }\r\n        \r\n        .destaque-media, .destaque-content {\r\n            max-width: 100%;\r\n        }\r\n\r\n        .destaque-content {\r\n            padding: 0;\r\n        }\r\n    }\r\n<\/style>\r\n<\/div>\n\n\n<p>Below are the primary personal <strong>credit cards<\/strong> available to U.S. consumers. Each delivers unique benefits\u2014whether you prioritize travel, cash back, or premium services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Premium Rewards\u00ae Elite Credit Card<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: 2&nbsp;pts\/US$1 on travel &amp; dining; 1.5&nbsp;pts on all other purchases.<\/li>\n\n\n\n<li><strong>Welcome Bonus<\/strong>: 75,000&nbsp;pts after US$5,000 spend in 90&nbsp;days (worth US$750) <a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Points Guy<\/a><a href=\"https:\/\/www.bankofamerica.com\/credit-cards\/products\/premium-rewards-elite-credit-card\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of America<\/a><\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: US$550; offsets include US$450 annual statement credits (airline &amp; lifestyle) and TSA&nbsp;PreCheck\/Global Entry credit.<\/li>\n\n\n\n<li><strong>Differentiators<\/strong>: All\u2011metal design, four Priority Pass\u2122 lounge memberships, bespoke concierge.<\/li>\n\n\n\n<li><strong>Ideal For<\/strong>: High\u2011spenders seeking premium perks and travel protections.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Premium Rewards\u00ae Credit Card<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: 2&nbsp;pts\/US$1 on travel &amp; dining; 1.5&nbsp;pts on other purchases.<\/li>\n\n\n\n<li><strong>Welcome Bonus<\/strong>: 60,000&nbsp;pts after US$4,000 spend in 90&nbsp;days (worth US$600) <a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Points Guy<\/a><a href=\"https:\/\/www.bankrate.com\/credit-cards\/rewards\/bank-of-america-travel-rewards-guide\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Bankrate<\/a><\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: US$95; includes US$100 airline incidentals and US$100 Global Entry\/TSA PreCheck credits.<\/li>\n\n\n\n<li><strong>Differentiators<\/strong>: Elevated points without exorbitant fees; no foreign transaction fees.<\/li>\n\n\n\n<li><strong>Ideal For<\/strong>: Frequent travelers wanting premium benefits at moderate cost.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Customized Cash Rewards\u00ae Credit Card<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: 3% cash back in one chosen category (gas, online shopping, dining, travel, drug stores, home improvement) up to US$2,500\/quarter; 2% at grocery &amp; wholesale; 1% elsewhere.<\/li>\n\n\n\n<li><strong>Welcome Bonus<\/strong>: US$200 cash bonus after US$1,000 spend in 90&nbsp;days <a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Points Guy<\/a><\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: US$0.<\/li>\n\n\n\n<li><strong>Differentiators<\/strong>: Monthly category selection; partner cards donate to charities (e.g., Susan G.&nbsp;Komen).<\/li>\n\n\n\n<li><strong>Ideal For<\/strong>: Those who want flexibility to match evolving spending.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Travel Rewards\u00ae Credit Card<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: Unlimited 1.5&nbsp;pts\/US$1 on all purchases; points never expire.<\/li>\n\n\n\n<li><strong>Welcome Bonus<\/strong>: 25,000&nbsp;pts after US$1,000 spend in 90&nbsp;days (worth US$250 travel credit) <a href=\"https:\/\/www.bankofamerica.com\/credit-cards\/travel-credit-cards\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">Bank of America<\/a><\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: US$0; no foreign transaction fees.<\/li>\n\n\n\n<li><strong>Differentiators<\/strong>: Flat-rate travel earnings; boost to 3&nbsp;pts\/US$1 when booking through the Bank of America Travel Center.<\/li>\n\n\n\n<li><strong>Ideal For<\/strong>: Casual travelers wanting simple, fee\u2011free rewards.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Unlimited Cash Rewards\u00ae Credit Card<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: Unlimited 1.5% cash back on all purchases;<\/li>\n\n\n\n<li><strong>Bonus<\/strong>: US$200 cash bonus after US$1,000 spend in 90&nbsp;days <a href=\"https:\/\/www.nerdwallet.com\/reviews\/credit-cards\/bank-of-america-unlimited-cash-rewards?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">NerdWallet: Finance smarter<\/a><\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: US$0.<\/li>\n\n\n\n<li><strong>Differentiators<\/strong>: Preferred Rewards members earn up to 2.625% back; 0% Intro APR for 15&nbsp;billing cycles on purchases &amp; balance transfers.<\/li>\n\n\n\n<li><strong>Ideal For<\/strong>: Loyal BofA clients seeking hassle\u2011free, flat cash back.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>BankAmericard\u00ae Credit Card<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>APR Offer<\/strong>: 0% Intro APR for 18&nbsp;billing cycles on purchases &amp; balance transfers (first 60&nbsp;days).<\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: US$0.<\/li>\n\n\n\n<li><strong>Differentiators<\/strong>: Longest 0% APR term for debt consolidation; ideal for financing big purchases.<\/li>\n\n\n\n<li><strong>Ideal For<\/strong>: Those seeking low\u2011cost financing without rewards focus <a href=\"https:\/\/www.nerdwallet.com\/reviews\/credit-cards\/bankamericard?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">NerdWallet: Finance smarter<\/a>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Alaska Airlines Visa Signature\u00ae Credit Card<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: 3&nbsp;miles\/US$1 on Alaska Airlines purchases; 2&nbsp;miles on gas, EV charging, cable, streaming, transit; 1&nbsp;mile elsewhere.<\/li>\n\n\n\n<li><strong>Welcome Bonus<\/strong>: 60,000&nbsp;miles + 30%&nbsp;flight discount code + Companion Fare after US$3,000 spend in 90&nbsp;days <a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Points Guy<\/a><\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: US$95; includes free checked bag, partner lounge access.<\/li>\n\n\n\n<li><strong>Ideal For<\/strong>: Frequent Alaska flyers seeking companion fares.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Air France\u00a0KLM World Elite Mastercard\u00ae<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rewards<\/strong>: 3&nbsp;miles\/US$1 on SkyTeam flights; 1.5&nbsp;miles on all other purchases.<\/li>\n\n\n\n<li><strong>Welcome Bonus<\/strong>: 50,000&nbsp;miles after US$2,000 spend in 90&nbsp;days <a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Points Guy<\/a><\/li>\n\n\n\n<li><strong>Annual Fee<\/strong>: US$89; no foreign transaction fees.<\/li>\n\n\n\n<li><strong>Ideal For<\/strong>: Travelers loyal to Air France, KLM, and SkyTeam alliances.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step-by-Step: Download the Mobile Banking App<\/strong><\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Open App Store\/Google Play<\/strong> on your smartphone.<\/li>\n\n\n\n<li><strong>Search<\/strong> for \u201cBank of America Mobile Banking.\u201d<\/li>\n\n\n\n<li><strong>Verify<\/strong> the publisher: <strong>Bank of America, N.A.<\/strong><\/li>\n\n\n\n<li><strong>Tap Install\/Get<\/strong>, then <strong>Open<\/strong>.<\/li>\n\n\n\n<li><strong>Enroll<\/strong> using your Online Banking ID and follow security prompts (PIN, biometric).<\/li>\n\n\n\n<li><strong>Enable Erica\u00ae<\/strong> and push notifications for real\u2011time alerts.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<p><strong>Q1: Which Bank of America card offers the highest rewards boost?<\/strong><br>The <strong>Premium Rewards Elite<\/strong> card paired with <strong>Preferred Rewards Platinum Honors<\/strong> yields up to <strong>2.625&nbsp;pts\/cash back<\/strong> on every dollar.<\/p>\n\n\n\n<p><strong>Q2: How do I qualify for Preferred Rewards?<\/strong><br>Maintain a three\u2011month average combined balance of at least <strong>US$20,000<\/strong> across Bank of America and Merrill accounts. <a href=\"https:\/\/www.nerdwallet.com\/reviews\/credit-cards\/bank-of-america-unlimited-cash-rewards?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">NerdWallet: Finance smarter<\/a><\/p>\n\n\n\n<p><strong>Q3: Are there foreign transaction fees?<\/strong><br>Most travel and premium cards (Premium Rewards, Travel Rewards, Elite) waive foreign transaction fees.<\/p>\n\n\n\n<p><strong>Q4: Can I upgrade my card within Bank of America?<\/strong><br>Yes. Responsible use can trigger automatic upgrade offers\u2014e.g., <strong>Customized Cash Rewards<\/strong> to <strong>Premium Rewards<\/strong> after meeting spend and credit criteria.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Below are the primary personal credit cards available to U.S. consumers. Each delivers unique benefits\u2014whether you prioritize travel, cash back, or premium services. Premium Rewards\u00ae Elite Credit Card Premium Rewards\u00ae Credit Card Customized Cash Rewards\u00ae Credit Card Travel Rewards\u00ae Credit Card Unlimited Cash Rewards\u00ae Credit Card BankAmericard\u00ae Credit Card Alaska Airlines Visa Signature\u00ae Credit Card [&hellip;]<\/p>","protected":false},"author":1,"featured_media":96,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[10],"class_list":["post-87","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","tag-p2"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/posts\/87","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/comments?post=87"}],"version-history":[{"count":1,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/posts\/87\/revisions"}],"predecessor-version":[{"id":91,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/posts\/87\/revisions\/91"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/media\/96"}],"wp:attachment":[{"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/media?parent=87"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/categories?post=87"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finances.setorreciclagem.com.br\/fr\/wp-json\/wp\/v2\/tags?post=87"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}