Wells Fargo Credit Card Portfolio

Wells Fargo’s credit card lineup caters to diverse spending habits and lifestyles, from flat‑rate cash back to tiered travel rewards and long introductory APR periods. Each credit card integrates seamlessly with your Wells Fargo checking relationship and the Mobile app—ensuring consolidated management of all your accounts.

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Detailed Descriptions of Wells Fargo Credit Cards

Below are the key personal cards offered by Wells Fargo, each with unique rewards, differentiators, and terms:

Active Cash® Card

• Rewards: Unlimited 2% cash back on all purchases.
• Welcome Bonus: $200 cash back after spending $500 in the first 3 months.
• APR: 0% intro APR for 12 months on purchases and qualifying balance transfers; then 19.24%–29.24% variable.
• Annual Fee: $0
• Differentiator: No categories or caps—ideal for straightforward, high‑earning cash back Wells Fargo Cartões de Crédito.

Autograph℠ Card

• Rewards: Unlimited 3X points on restaurants, travel, gas stations, transit, streaming, and phone plans; 1X on other purchases.
• Welcome Bonus: 20,000 points after spending $1,000 in the first 3 months.
• APR: 0% intro APR for 12 months on purchases; then 19.24%–29.24% variable.
• Annual Fee: $0
• Differentiator: Rich bonus categories with no annual fee, perfect for active spenders Wells Fargo Cartões de Crédito.

Autograph Journey℠ Card

• Rewards: 5X points on hotels; 4X on airlines; 3X on other travel and restaurants; 1X on all else.
• Welcome Bonus: 60,000 points after $4,000 spend in the first 3 months.
• Annual Fee: $95
• Differentiator: Premium travel earnings plus a $50 annual airline statement credit Wells Fargo Cartões de Crédito.

Reflect® Card

• Intro APR: 0% for 21 months on purchases & qualifying balance transfers.
• APR Post-Intro: 17.24%–28.99% variable.
• Annual Fee: $0
• Differentiator: Longest introductory APR—ideal for those planning large purchases or consolidations Wells Fargo Cartões de Crédito.

Attune® Card

• Rewards: 4% cash back on gym memberships, salons & spas, select entertainment, public transit & EV charging; 1% on other purchases.
• Welcome Bonus: $100 cash back + $50 donated to charity when you spend $500 in 3 months.
• Annual Fee: $0
• Differentiator: Rewards in lifestyle categories and charitable giving component Wells Fargo Cartões de Crédito.

Bilt Mastercard®

• Rewards: 1X points on rent payments (no transaction fee) up to 100,000 points/yr; 2X on travel; 3X on dining; 1X on other.
• Welcome Bonus: None; earning accelerates with usage.
• Annual Fee: $0
• Differentiator: Earn points on rent with no fee—unique among major issuers Wells Fargo Cartões de Crédito.

The One Key™ Card

• Rewards: 3% in OneKeyCash on Expedia, Hotels.com & Vrbo; 3% at gas, grocery & dining; 1.5% on other.
• Welcome Bonus: $300 in OneKeyCash after $1,000 spend in 3 months.
• Annual Fee: $0
• Differentiator: Travel rewards tied to Expedia Group with automatic Silver status and savings on hotels Wells Fargo Cartões de Crédito.

Choice Privileges® Mastercard®

• Rewards: 5X points on Choice hotel stays & point purchases; 3X on gas, grocery, home improvement & phone plans; 1X on other.
• Welcome Bonus: 40,000 points after $1,000 spend in 3 months.
• Annual Fee: $0
• Differentiator: Hotel‑centric rewards plus 30,000 anniversary points and automatic Gold Elite nights Wells Fargo Cartões de Crédito.

Choice Privileges® Select Mastercard®

• Rewards: 10X points on Choice hotel stays; 5X on gas, grocery, home improvement & phone plans; 1X on other.
• Welcome Bonus: 60,000 points after $3,000 spend in 3 months.
• Annual Fee: $95
• Differentiator: Elevated earning rates, cell phone protection, TSA PreCheck/Global Entry credit, and World Elite benefits Wells Fargo Cartões de Crédito.

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How to Download the Wells Fargo Mobile® App

1. Open your app store (App Store on iOS or Google Play on Android).
2. Search for “Wells Fargo Mobile®.”
3. Verify the publisher: Wells Fargo Bank, N.A.
4. Tap Install/Get, then Open.
5. Enroll using your Online Banking credentials and follow on‑screen security prompts.
6. Enable biometric login and push notifications for real‑time alerts.

For alternative download methods, scan the QR code or text IPH or AND to 93557 for a one‑time link wellsfargo.com.